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Payment

We offer versatile and secure payment methods.
Using Checkout Finland, you can pay with the following online banks:
Nordea
Cooperative Bank
Danske bank
Tapiola
The Bank of Åland
Handelsbanken
Aktia
POP bank
Savings bank
S Bank
My Savings Bank
As well as credit cards:
Visa
MasterCard
Mobile Payment:
pivo
Terms of use: pivo.fi/kayttohdot/pivon-kayttohdot
MobilePay
Payment terms: mobilepay.fi/fi-fi/Pages/faq.aspx
Master Pass
Payment terms: masterpass.com/assets/pdf/masterpassoperatingrules.pdf
Other payment methods:
OP-fall
You can see the terms and conditions of OP's calculation and installment payment method here.
Stretch fall
Read more about Flexible Invoice Payment here.
Mash-fall
Read more about paying with a Mash invoice here.
Collector-fall
Read more about paying with a Collector invoice here.
Collector will not normally deliver invoices until the end of the month following receipt of the products you have ordered. If more than a month has elapsed, you can inquire about the status of your invoice directly from Collector's customer service.
Please also read the more detailed terms for each finance company that you will see when you accept the payment. By accepting the payment, you are also accepting the terms of the finance company.
Payments by Visa, Visa Electron or MasterCard
Checkout is a secure payment method for you. We have a payment institution license issued by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID 2196606-6) and Checkout Finland Oy is part of OP Financial Group.
The checkout payment service will forward your payment to the merchant. If Checkout Finland Oy appears on your statement or credit card invoice, we have forwarded your payment.
The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the statutory and other obligations related to the transaction. If you want to complain or return the product, you should contact the online store where the product was ordered directly.
Bank Payments
You have payment buttons for all Finnish banks at your disposal. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-pank and Ålandsbanken. Checkout Finland Oy is shown as the payee on your account statement, we forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make the payment securely.
Credit card payments
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard and Debit MasterCard. The online store uses the international Verified by Visa and MasterCard SecureCode authentication services.
Checkout appears as the payee on the card invoice and forwards the payment card payment paid by the customer directly to the merchant. Card payments are made securely using a secure payment form and payment card information is not stored in e-commerce systems.
Payment by invoice / installment
If you wish, you can choose the OP invoice, Flexible invoice, Collector Invoice / Installment payment or Mash invoice as the payment method for your order, in which case the products will be delivered to you first and the invoice will only come later. Finance companies may add their own billing surcharge to the order. Please note that when paying by invoice, the verification of identity is also done with online banking IDs.
Payment with a discount or gift code
With Mama Polka, you can also pay with a gift card. The value of the gift card, the validity period and the gift code required at the payment stage are always delivered to the customer by e-mail. When you are ready to go to checkout, enter the gift code at checkout under “Do you have a discount or gift code?”. The online store automatically calculates a discount corresponding to the value of the gift card on the total amount of your purchases. If, after using the gift card, you still have to pay the balance of the order, you can make the payment with the payment method of your choice. If the value of the gift card is not used, it can be used later. Codes cannot be exchanged for cash.